2.5 hours of Quadrennial Ethics Training as mandated by the National Association of REALTORS® (NAR®).

Required orientation for new members.  Must be completed within three months of joining, or your membership could  be suspended.

This presentation is a compilation of the most important regulations pertaining to advertising:

• The NJREC Rules & Regulations, 11:5-6.1 & bulletin 10-3
• The NAR Code of Ethics-Article 12
• NAR Trademark regulations 
• Local MLS regulations
• Truth in Lending Law (for financial advertising)

The seminar's goal is to both review definitions & NJ regulations regarding agency & disclosure & discuss best practices in various scenarios.

Information covered will include:

• Definitions & obligations to clients & customers
• NJ Licensing Regulations & Code of Ethics
• Discussion on seller's agency, buyer's agency, transaction brokerage & dual agency: creation, obligation, limits
• Disclosure obligations-lead paint, material facts, social considerations
• Megan's Law

This course emphasizes the health risks and effects, testing, remediation and answers all those questions you've always had about MOLD.

In this course, you will learn:

• Introduction to RADON
• Who can handle radon test kits
• Types of radon tests used in real estate/home inspections
• Current EPA/DEP protocols for test kit location
• Relevance of radon to real estate transaction parties
• Current EPA/DEP guidelines for radon concentrations and the interpretation of results 
• Methods of radon mitigation
• Type of Installations
• Pitfalls of the mitigated home
• How to serve your client (REALTORS® role in radon)

This course is an abbreviated version of the three credit class which will cover the basics of;

• Who can handle radon test kits
• Type of radon test used in real estate/home inspection
• Current EPA/DEP protocols & guidelines
• Relevance of radon to RE transaction parties
• Methods of Radon Mitigation
• Types of Installation
• Pitfalls of the Mitigated Home

The ten most common claims against agents are identified and discussed in this class. Case studies are examined and specific ways agents can minimize their risk are identified and discussed in this class.

This course is designed to give the licensee a review of the basics of procuring cause. The nine factors considered in a procuring cause dispute will be explored. Agents will be asked to identify what actions are appropriate when they are working with clients and customers to avoid procuring cause disputes.

In this course you will learn the answers to the following questions;

What is Misrepresentation?
What is the Standard of Care and how does it apply to “reasonable investigations”?
What are the elements that make up fraudulent misrepresentation?
How does fraudulent differ from negligent?
How can a brokerage company limit liability?
What notes and other written materials have to be kept?
What  training can be done on an office level and what can agents routinely do in order to reduce exposure to litigation?
What is the New Jersey consumer Fraud Act?
Is advertising covered under it? How does it differ from fraudulent misrepresentation?
What are the damages, fees and costs? 
Learn the exemptions to the CFA?

Understanding agency is critical to properly practicing it. In this course you will learn;

What is required, when is it required, how it’s delivered, and expectations derived are part of the counseling session.

Committee Meeting

H/SAR will be closed in observance of the Memorial Day Holiday

A review of the principles and practices of commercial brokers in evaluating and pricing commercial real estate for sale or lease.  The main focus of the course is to understand and manage the key factors in valuation of property including market comparables, appraisal techniques, property and market environment analysis, cap rates, lending rates and the reconciliation of a property price to market values.

Presenter Jeff Lobb will discus hands-on, useable solutions for today's Real Estate Professional including;

Mobile Technology, Android, Anything Apple, Apps, Branding, Digital Marketing, Ipad Marketing, Online Marketing Strategies, Real Estate Video

Come and enjoy Breakfast and learn answers to the following questions and more;

1. Did you know you can buy out mortgage insurance at closing and avoid paying monthly mortgage insurance? With rates at today’s lows, a $380k purchase with 5% down and 700 credit, buying out the mortgage insurance would allow $40k more in purchase power! That means your client could now afford a $420k home at the same monthly payment as the $380k with monthly mortgage insurance!!!
    
2. Did you know you can offer a seller concession to pay for the mortgage insurance, as long as the credit is within the maximum percentage allowed by Fannie Mae and Freddie Mac?
    
3. Did you know you can also do a split pay mortgage insurance, where you can pay a little bit of a premium at closing and therefore reduce the monthly mortgage insurance?
    
4. Did you know you can use single pay mortgage insurance and split pay to sharpen the debt to income ratios and get clients approved, whereas they have been told by other lenders they don’t qualify?